Is the Comil27 Debt Payoff MCP server down?

mcp-registry/io.github.comil27/debt-payoff-mcp · v1.0.0

healthy
Last checked 2026-10-19 21:44 UTC · handshake 81ms

As of 2026-10-19 21:44 UTC, the Comil27 Debt Payoff MCP server is up with a Glimind reliability score of 97/100 (grade A). Over the last 30 days it answered 100% of Glimind's liveness checks.

uptime (30d checks)
100%
checks observed
3,880
outages (90d)
0
tools
3

RETIRED - this server is discontinued and its backend is offline. Do not use.

Install Comil27 Debt Payoff MCP server

Add to Cursor Add to VS Code

Claude Code

claude mcp add --transport http comil27-debt-payoff-mcp-server https://debtfree.rugscore.workers.dev/mcp

Claude Desktop · Windsurf · Cline (mcpServers JSON)

{
  "mcpServers": {
    "comil27-debt-payoff-mcp-server": {
      "type": "http",
      "url": "https://debtfree.rugscore.workers.dev/mcp"
    }
  }
}

Third-party server, listed as discovered. Review its source before installing.

Agent-readiness: B (81/100)

B (81/100): 0 error(s), 2 warning(s) across 3 tool(s); ~638 tokens of tool definitions.
Scores higher than 36% of 15,367 MCP servers Glimind has audited.
Its tool list costs an agent ~638 tokens per session — lighter than 85% of servers.
79 → 81 since 2026-10-17
no tool-poisoning patterns
Schemas100
Descriptions100
Safety hints0
Token cost100
Client compatibility70
Protocol100
Reliability100
Stability100

What to fix (3)

3 of 3 tool(s) carry no readOnlyHint/destructiveHint annotations.

Annotate read-only tools with {"readOnlyHint": true}. Agents and gateways can then run them without a confirmation prompt, and route around destructive ones. How to fix →

Tools: budget_50_30_20, debt_payoff_plan, savings_goal

1 tool(s) look like they change state (create/send/delete/pay…) but declare no destructiveHint.

Set annotations {"readOnlyHint": false, "destructiveHint": true|false, "idempotentHint": …}. Clients use these to ask the user before a side effect and to auto-approve safe reads. How to fix →

Tools: debt_payoff_plan

No tool declares an outputSchema.

Declare outputSchema and return structuredContent (MCP 2025-06-18+). Agents can then parse results without guessing, and chain tools reliably. How to fix →

Auto-fix: 1 corrected tool definition

Paste-ready definitions with the problems above fixed. Changes marked verify need a human look. All of them as JSON: /v1/readiness/mcp-registry%2Fio.github.comil27%2Fdebt-payoff-mcp/fixes

debt_payoff_plan 1 change
{
  "name": "debt_payoff_plan",
  "description": "Plan how to pay off debt(s): returns months to debt-free, total interest, and payoff order — comparing the snowball (smallest balance first) and avalanche (highest APR first) strategies. Accepts one debt or many.",
  "inputSchema": {
    "type": "object",
    "properties": {
      "apr": {
        "type": "number",
        "description": "Annual interest rate %, single-debt shortcut."
      },
      "min": {
        "type": "number",
        "description": "Monthly minimum payment, single-debt shortcut."
      },
      "debts": {
        "type": "array",
        "items": {
          "type": "object",
          "required": [
            "balance",
            "apr",
            "min"
          ],
          "properties": {
            "apr": {
              "type": "number"
            },
            "min": {
              "type": "number"
            },
            "name": {
              "type": "string"
            },
            "balance": {
              "type": "number"
            }
          }
        },
        "description": "Your debts; each has name, balance, apr (annual %), min (monthly minimum payment)."
      },
      "extra": {
        "type": "number",
        "description": "Extra $/month toward debt beyond the minimums. Default 0."
      },
      "balance": {
        "type": "number",
        "description": "Single-debt shortcut (use with apr & min instead of debts[])."
      }
    }
  },
  "annotations": {
    "readOnlyHint": false,
    "destructiveHint": false,
    "idempotentHint": false
  }
}

Get alerted

Get an email or webhook when this server's readiness drops by 10+ points, tool-poisoning text appears, or a tool breaks:

curl -X POST https://glimind.com/v1/subscriptions -H 'content-type: application/json' -d '{"tools":["mcp-registry/io.github.comil27/debt-payoff-mcp"],"email":"[email protected]"}'

Agents: watch_tool({"toolId": "mcp-registry/io.github.comil27/debt-payoff-mcp"}) over MCP.

Passed

Largest tool definitions

Static checks of the advertised tools/list (schema, descriptions, annotations, tool-poisoning patterns, names, size) plus observed protocol, uptime, latency and contract changes. Read-only: no tool is ever called. Weights: schema 15, docs 20, safety 15, efficiency 15, compatibility 15, protocol 5, reliability 10, stability 5. Token counts are estimates (~3.6 characters per token).

Operator? Fix these, then re-check live. Embed the readiness badge:

Markdown
[![MCP agent-readiness](https://glimind.com/v1/readiness/badge/mcp-registry%2Fio.github.comil27%2Fdebt-payoff-mcp.svg)](https://glimind.com/server/mcp-registry%2Fio.github.comil27%2Fdebt-payoff-mcp?ref=badge)
HTML
<a href="https://glimind.com/server/mcp-registry%2Fio.github.comil27%2Fdebt-payoff-mcp?ref=badge"><img src="https://glimind.com/v1/readiness/badge/mcp-registry%2Fio.github.comil27%2Fdebt-payoff-mcp.svg" alt="MCP agent-readiness"></a>
reStructuredText
.. image:: https://glimind.com/v1/readiness/badge/mcp-registry%2Fio.github.comil27%2Fdebt-payoff-mcp.svg
   :target: https://glimind.com/server/mcp-registry%2Fio.github.comil27%2Fdebt-payoff-mcp?ref=badge
   :alt: MCP agent-readiness

Tool-definition log

Glimind records every version of this server's tool definitions in a signed, append-only transparency log. Current manifest sha256:6e8041f6e24b6ba7…, first seen 2026-10-17, included at leaf 9671 of 28,974. Version history · verify what your client received.

Tools (3)

Compare: most reliable finance servers

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Add to Cursor Add to VS Code

Claude Code

claude mcp add --transport http glimind https://glimind.com/mcp

Claude Desktop · Windsurf · Cline (mcpServers JSON)

{
  "mcpServers": {
    "glimind": {
      "type": "http",
      "url": "https://glimind.com/mcp"
    }
  }
}

FAQ

Is the Comil27 Debt Payoff MCP server down right now?

As of 2026-10-19 21:44 UTC, the Comil27 Debt Payoff MCP server is up with a Glimind reliability score of 97/100 (grade A). Over the last 30 days it answered 100% of Glimind's liveness checks.

How many tools does Comil27 Debt Payoff MCP server provide?

Comil27 Debt Payoff MCP server advertises 3 tools, including budget_50_30_20, debt_payoff_plan, savings_goal.

How do I install Comil27 Debt Payoff MCP server?

Point your MCP client at this streamable-http endpoint: https://debtfree.rugscore.workers.dev/mcp

Is the Comil27 Debt Payoff MCP server safe to connect to an AI agent?

Glimind scanned all 3 tool definitions for tool-poisoning patterns — hidden or invisible characters, instructions that override the model, concealment from the user, requests to read credential or MCP config files, conversation exfiltration and cross-tool shadowing — and found none. This checks what the server tells the model, not what its code does; review the source before granting access to sensitive data.

Operator of Comil27 Debt Payoff MCP server?

Status page: 90-day uptime, every outage and how long it lasted.

Claim this listing to get the Verified operator marker, a remediation checklist and owner analytics, or embed the live badge from any of the tool pages above. Maintainers: alerts, deploy attestation and monthly reports.

Status is an automated estimate from Glimind's liveness checks (handshake and tool listing only; no tool is ever called) and may lag or differ from your network. Glimind is not affiliated with this server or its operator. Operator? Request a correction or opt out at https://glimind.com/opt-out.

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