{"serverId":"mcp-registry/io.github.comil27/debt-payoff-mcp","tools":[{"name":"debt_payoff_plan","fixed":{"name":"debt_payoff_plan","description":"Plan how to pay off debt(s): returns months to debt-free, total interest, and payoff order — comparing the snowball (smallest balance first) and avalanche (highest APR first) strategies. Accepts one debt or many.","inputSchema":{"type":"object","properties":{"apr":{"type":"number","description":"Annual interest rate %, single-debt shortcut."},"min":{"type":"number","description":"Monthly minimum payment, single-debt shortcut."},"debts":{"type":"array","items":{"type":"object","required":["balance","apr","min"],"properties":{"apr":{"type":"number"},"min":{"type":"number"},"name":{"type":"string"},"balance":{"type":"number"}}},"description":"Your debts; each has name, balance, apr (annual %), min (monthly minimum payment)."},"extra":{"type":"number","description":"Extra $/month toward debt beyond the minimums. Default 0."},"balance":{"type":"number","description":"Single-debt shortcut (use with apr & min instead of debts[])."}}},"annotations":{"readOnlyHint":false,"destructiveHint":false,"idempotentHint":false}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: false, destructiveHint: false, idempotentHint: false (inferred from the name).","verify":true}],"tokensBefore":274,"tokensAfter":274}],"toolsChanged":1,"tokensSaved":0,"todo":[],"note":"Deterministic fixes. Changes marked verify need a human look before shipping (renames, inferred annotations, inferred types, removed text). Parameter descriptions in `todo` need to be written by someone who knows the API."}