{"serverId":"mcp-registry/com.querylines/mcp","tools":[{"name":"check_eligibility","fixed":{"name":"check_eligibility","description":"Look up NAIC IID (Quarterly Listing of Alien Insurers) surplus-lines eligibility -- nationwide under NRRA -- for an insurer by name or alien ID, or list the current roster with recent additions/removals. $0.10 per query. Mirrors GET /v1/eligibility.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"limit":{"type":"integer","default":100,"maximum":500,"minimum":1},"state":{"type":"string","pattern":"^[A-Za-z]{2}$"},"insurer":{"type":"string","minLength":1},"entity_type":{"enum":["alien_company","lloyds_syndicate"],"type":"string"},"changes_since":{"type":"string","pattern":"^\\d{4}-(0[1-9]|1[0-2])$"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":195,"tokensAfter":195},{"name":"compare_carrier_states","fixed":{"name":"compare_carrier_states","description":"One carrier's footprint across states for a line and year: per-state rank/dpw/market_share/YoY, plus the countrywide reference row. $0.50 per query -- the cross-state differentiator, mirrors compare_states. Mirrors GET /v1/carriers/footprint.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","required":["code"],"properties":{"code":{"type":"string","minLength":1},"line":{"type":"string","default":"total_all_lines","minLength":1},"year":{"type":"integer","maximum":2100,"minimum":1900},"states":{"type":"array","items":{"type":"string","minLength":1}}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":178,"tokensAfter":178},{"name":"compare_states","fixed":{"name":"compare_states","description":"Compare premium/policy count series across multiple states side-by-side. $0.50 per query. Mirrors GET /v1/compare.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","required":["states"],"properties":{"to":{"type":"string","pattern":"^\\d{4}-(0[1-9]|1[0-2])$"},"from":{"type":"string","pattern":"^\\d{4}-(0[1-9]|1[0-2])$"},"line":{"type":"string","default":"all","minLength":1},"states":{"type":"array","items":{"type":"string","minLength":1},"minItems":1},"granularity":{"enum":["month","quarter","half","year"],"type":"string","default":"month"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":174,"tokensAfter":174},{"name":"get_carrier_financials","fixed":{"name":"get_carrier_financials","description":"A carrier's statutory-statement financial dossier: identity (domicile, FEIN, parent, incorporation date) plus its full loaded fiscal-year series (assets, surplus, premium, IRIS distress ratios), from each carrier's NAIC annual-statement filing. Requires `insurer` or `naic`; add `year` to narrow to one fiscal year. $0.10 per query. Free discovery: /v1/financials/sample.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"naic":{"type":"string","minLength":1},"year":{"type":"integer","maximum":2100,"minimum":1900},"insurer":{"type":"string","minLength":1}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":183,"tokensAfter":183},{"name":"get_carrier_profile","fixed":{"name":"get_carrier_profile","description":"One carrier's multi-year trajectory (rank, dpw, market_share, YoY) for a single line and scope (a jurisdiction or countrywide), plus group member companies for group codes. DELIBERATE single-scope limit: use compare_carrier_states for a cross-state comparison. $0.10 per query. Mirrors GET /v1/carriers/profile.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","required":["code"],"properties":{"code":{"type":"string","minLength":1},"line":{"type":"string","default":"total_all_lines","minLength":1},"state":{"enum":["AL","AK","AZ","AR","CA","CO","CT","DE","DC","FL","GA","HI","ID","IL","IN","IA","KS","KY","LA","ME","MD","MA","MI","MN","MS","MO","MT","NE","NV","NH","NJ","NM","NY","NC","ND","OH","OK","OR","PA","RI","SC","SD","TN","TX","UT","VT","VA","WA","WV","WI","WY","AS","GU","MP","PR","VI","CAN","AOA"],"type":"string"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":253,"tokensAfter":253},{"name":"get_carrier_solvency","fixed":{"name":"get_carrier_solvency","description":"Is a carrier in trouble? Look up a company's receivership/liquidation record plus its enforcement actions (fines, license suspensions/revocations) across the covered states in one dossier, or list receivership estates by status. Add `state` to narrow. $0.10 per query. Mirrors GET /v1/solvency. Free discovery: /v1/solvency/sample.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"limit":{"type":"integer","default":100,"maximum":500,"minimum":1},"state":{"type":"string","pattern":"^[A-Za-z]{2}$"},"status":{"enum":["rehabilitation","liquidation","conservation","closed"],"type":"string"},"insurer":{"type":"string","minLength":1}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":203,"tokensAfter":203},{"name":"get_carriers_sample","fixed":{"name":"get_carriers_sample","description":"Free sample of the carrier market-share dataset (NAIC Market Share Report, P/C): Florida's top 5 carriers for total-all-lines, latest data year, with the STATE TOTAL/all_other rows and CR4/CR10 concentration. Free.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":101,"tokensAfter":101},{"name":"get_cat_counties","fixed":{"name":"get_cat_counties","description":"Per-county FEMA disaster-declaration detail for one hurricane event (declaration type/date, incident window, IA/PA/IH/HM program flags). Filter by `state`. $0.10 per query. Mirrors GET /v1/cat/counties. Free discovery: /v1/cat/events, /v1/cat/sample.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","required":["event"],"properties":{"event":{"type":"string","minLength":1},"state":{"type":"string","pattern":"^[A-Za-z]{2}$"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":141,"tokensAfter":141},{"name":"get_cat_exposure","fixed":{"name":"get_cat_exposure","description":"Hurricane exposure: the latest annual county-level surplus-lines premium for a state, annotated by which counties were federally declared for a given storm, with the declared-zone premium and its share of the statewide total. A current-book snapshot, NOT a pre-vs-post change. `state` defaults FL. $0.50 per query. Mirrors GET /v1/cat/exposure.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","required":["event"],"properties":{"event":{"type":"string","minLength":1},"state":{"type":"string","default":"FL","pattern":"^[A-Za-z]{2}$"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":171,"tokensAfter":171},{"name":"get_cat_impact","fixed":{"name":"get_cat_impact","description":"Hurricane premium impact: the change in county-level surplus-lines premium in a storm's federally-declared counties, the last full year BEFORE landfall vs the first full year AFTER, with the rest of the state as a control. The E&S-grows-after-a-storm signal, quantified. `state` defaults FL. $0.50 per query. Mirrors GET /v1/cat/impact.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","required":["event"],"properties":{"event":{"type":"string","minLength":1},"state":{"type":"string","default":"FL","pattern":"^[A-Za-z]{2}$"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":169,"tokensAfter":169},{"name":"get_cat_sample","fixed":{"name":"get_cat_sample","description":"Free sample of the hurricane/catastrophe dataset: recent events plus the latest FL-affecting hurricane's Florida exposure headline (declared counties and their share of statewide surplus-lines premium). Free.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":98,"tokensAfter":98},{"name":"get_citizens_depopulation","fixed":{"name":"get_citizens_depopulation","description":"Citizens Property Insurance Corporation (Florida) depopulation (takeout) activity: annual totals by policy type, or company-level detail for years with published detail (2017, 2018, 2021+). $0.10 per query. Mirrors GET /v1/citizens/depopulation.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"to":{"type":"integer","maximum":2100,"minimum":1900},"from":{"type":"integer","maximum":2100,"minimum":1900},"year":{"type":"integer","maximum":2100,"minimum":1900},"detail":{"type":"boolean","default":false},"company":{"type":"string","minLength":1}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":181,"tokensAfter":181},{"name":"get_citizens_pif","fixed":{"name":"get_citizens_pif","description":"Citizens Property Insurance Corporation (Florida) monthly policies-in-force by product line, optionally broken out by coverage (wind/ex_wind), region (tri_county/remainder), or filtered to a single county. $0.10 per query. Mirrors GET /v1/citizens/pif.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"to":{"type":"string","pattern":"^\\d{4}-(0[1-9]|1[0-2])$"},"from":{"type":"string","pattern":"^\\d{4}-(0[1-9]|1[0-2])$"},"split":{"enum":["coverage","region"],"type":"string"},"county":{"type":"string","minLength":1},"granularity":{"enum":["month"],"type":"string","default":"month"},"product_line":{"type":"string","default":"all","minLength":1}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":207,"tokensAfter":207},{"name":"get_citizens_sample","fixed":{"name":"get_citizens_sample","description":"Free sample of the Citizens Property Insurance Corporation (Florida) dataset: statewide all-lines policies-in-force, latest 13 months, plus the latest year's depopulation (takeout) totals. Free.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":95,"tokensAfter":95},{"name":"get_coverage","fixed":{"name":"get_coverage","description":"Report which states, date ranges, and granularities (month/quarter/half/year) have data available. Free.","inputSchema":{"type":"object","properties":{}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":54,"tokensAfter":54},{"name":"get_eligibility_sample","fixed":{"name":"get_eligibility_sample","description":"Free sample of the NAIC IID (Quarterly Listing of Alien Insurers) eligibility roster: a few alien companies and Lloyd's syndicates, plus the latest edition's additions/removals. Free.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":93,"tokensAfter":93},{"name":"get_financials_distress","fixed":{"name":"get_financials_distress","description":"The IRIS distress screen: carriers whose NAIC annual-statement filing reports a published, NON-ZERO count of IRIS ratios outside the usual range for a fiscal year (NULL/unpublished years are excluded, never read as zero). Filter by `year`; a carrier can appear more than once across years. $0.10 per query. Free discovery: /v1/financials/sample.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"year":{"type":"integer","maximum":2100,"minimum":1900},"limit":{"type":"integer","default":100,"maximum":500,"minimum":1}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":172,"tokensAfter":172},{"name":"get_financials_reinsurers","fixed":{"name":"get_financials_reinsurers","description":"A carrier's reinsurer panel from its NAIC annual-statement filing (the 'Reinsurers (Top 5)' schedule): reinsurer name, class, authorization status, gross recovery, and amounts over 120 days overdue. Requires `insurer` or `naic`. $0.10 per query. Free discovery: /v1/financials/sample.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"naic":{"type":"string","minLength":1},"insurer":{"type":"string","minLength":1}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":144,"tokensAfter":144},{"name":"get_financials_sample","fixed":{"name":"get_financials_sample","description":"Free sample of the insurer financial-cards dataset: a handful of carriers' latest-fiscal-year headline figures (assets, surplus, gross premium, combined/losses-incurred ratios, IRIS distress count) plus a distress-screen headline. Free -- the discovery bait for /v1/financials, /v1/financials/reinsurers, and /v1/financials/distress.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":134,"tokensAfter":134},{"name":"get_hazard","fixed":{"name":"get_hazard","description":"County natural-hazard risk scores for a state and peril (FEMA National Risk Index): Expected Annual Loss ($), EAL/Risk scores (0-100) and ratings, ranked by loss. `peril` is composite (default) or one of 18 hazards (wildfire, coastal_flood, hurricane, earthquake, ...). $0.10 per query. Free discovery: /v1/hazard/sample.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","required":["state"],"properties":{"limit":{"type":"integer","default":100,"maximum":500,"minimum":1},"peril":{"enum":["composite","avalanche","coastal_flood","cold_wave","drought","earthquake","hail","heat_wave","hurricane","ice_storm","riverine_flood","landslide","lightning","strong_wind","tornado","tsunami","volcanic_activity","wildfire","winter_weather"],"type":"string","default":"composite"},"state":{"type":"string","pattern":"^[A-Za-z]{2}$"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":249,"tokensAfter":249},{"name":"get_hazard_premium","fixed":{"name":"get_hazard_premium","description":"Premium overlay: a state's latest annual county-level surplus-lines premium alongside each county's FEMA hazard Expected Annual Loss for a peril, ranked by loss -- which counties carry the risk, and the E&S premium riding on it. `state` defaults FL (the only state with county premium today). $0.50 per query.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"limit":{"type":"integer","default":100,"maximum":500,"minimum":1},"peril":{"enum":["composite","avalanche","coastal_flood","cold_wave","drought","earthquake","hail","heat_wave","hurricane","ice_storm","riverine_flood","landslide","lightning","strong_wind","tornado","tsunami","volcanic_activity","wildfire","winter_weather"],"type":"string","default":"composite"},"state":{"type":"string","default":"FL","pattern":"^[A-Za-z]{2}$"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":247,"tokensAfter":247},{"name":"get_hazard_sample","fixed":{"name":"get_hazard_sample","description":"Free sample of the natural-hazard risk dataset (FEMA National Risk Index): Florida's highest-risk counties (composite) plus the surplus-lines premium-overlay headline, and the perils/states available. Free.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":98,"tokensAfter":98},{"name":"get_litigation_metrics","fixed":{"name":"get_litigation_metrics","description":"Florida homeowners property-insurance litigation metrics by year: Florida's share of the nation's homeowners' claims and lawsuits opened (the admitted-market litigation leading indicator that pushes risk into E&S), plus defense cost & containment expense figures. Optional `from`/`to` year window. $0.10 per query. Free discovery: /v1/litigation/sample.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"to":{"type":"integer","maximum":2100,"minimum":1900},"from":{"type":"integer","maximum":2100,"minimum":1900}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":170,"tokensAfter":170},{"name":"get_litigation_sample","fixed":{"name":"get_litigation_sample","description":"Free sample of the Florida property-insurance litigation dataset: the headline ratio (Florida's share of the nation's homeowners' claims vs. lawsuits) and the latest three years. Free -- the discovery bait for /v1/litigation.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":104,"tokensAfter":104},{"name":"get_premium","fixed":{"name":"get_premium","description":"Time series of E&S/surplus lines premium and policy counts for a state, optionally by coverage line, date range, and granularity. $0.10 per query. Mirrors GET /v1/premium.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","required":["state"],"properties":{"to":{"type":"string","pattern":"^\\d{4}-(0[1-9]|1[0-2])$"},"from":{"type":"string","pattern":"^\\d{4}-(0[1-9]|1[0-2])$"},"line":{"type":"string","default":"all","minLength":1},"state":{"type":"string","minLength":1},"county":{"type":"string","minLength":1},"granularity":{"enum":["month","quarter","half","year"],"type":"string","default":"month"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":189,"tokensAfter":189},{"name":"get_premium_sample","fixed":{"name":"get_premium_sample","description":"Free sample of the premium data: statewide all-lines premium and policy-count series for a state, latest 13 periods, at whatever granularity that state publishes (month for FL/TX/CA, half for IL, year for NY/WA). Annual states whose history runs longer than the sample window also return a `history` object with first-to-latest premium and growth multiple across the full series. Line/county/insurer detail, full history, and cross-state comparison are paid tools.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"state":{"type":"string","default":"FL","minLength":1}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":185,"tokensAfter":185},{"name":"get_rate_activity","fixed":{"name":"get_rate_activity","description":"The rate-activity index: admitted-market SERFF rate filings aggregated by state x coverage line x period (month/quarter/year) -- filing_count, avg_rate_change_pct, share_increasing/share_decreasing, max_increase. Compare states with `states=TX,MS`. Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth; this is the differentiator endpoint. $0.10 per query. Free discovery: /v1/rates/sample.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"to":{"type":"string","pattern":"^\\d{4}-(0[1-9]|1[0-2])$"},"from":{"type":"string","pattern":"^\\d{4}-(0[1-9]|1[0-2])$"},"line":{"type":"string","minLength":1},"states":{"type":"array","items":{"type":"string","minLength":1}},"granularity":{"enum":["month","quarter","year"],"type":"string","default":"quarter"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":244,"tokensAfter":244},{"name":"get_rate_filings","fixed":{"name":"get_rate_filings","description":"Browse or filter admitted-market SERFF rate filings (Texas TDI open data, Mississippi MID bulletins, California CDI rate-filing approvals, and Washington OIC annual reports): filter by `state` (CA|MS|TX|WA), `line` (coverage category or TOI name substring), `insurer` (name substring), `min_change` (rate_change_pct >= this), or `from`/`to` (received_date, YYYY-MM). Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth. $0.10 per query. Mirrors GET /v1/rates. Free disc","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"to":{"type":"string","pattern":"^\\d{4}-(0[1-9]|1[0-2])$"},"from":{"type":"string","pattern":"^\\d{4}-(0[1-9]|1[0-2])$"},"line":{"type":"string","minLength":1},"limit":{"type":"integer","default":100,"maximum":500,"minimum":1},"state":{"type":"string","pattern":"^[A-Za-z]{2}$"},"insurer":{"type":"string","minLength":1},"min_change":{"type":"number"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":277,"tokensAfter":277},{"name":"get_rate_filings_sample","fixed":{"name":"get_rate_filings_sample","description":"Free sample of the SERFF admitted-market rate-filings dataset: per-state (CA, MS, TX, WA) filing counts and date range, plus a few of the largest recent rate increases. Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth. Free -- the discovery bait for /v1/rates and /v1/rates/activity.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":130,"tokensAfter":130},{"name":"get_rates_vs_premium","fixed":{"name":"get_rates_vs_premium","description":"The leading-indicator join: E&S/surplus-lines premium (plus YoY growth) aligned period-by-period against admitted-market SERFF rate-filing activity (filing_count, avg_rate_change_pct, share_increasing, max_increase) on the shared coverage category. `lag` shifts the rate series back N periods so you can test the leading-indicator relationship yourself (lag=1, granularity=year pairs premium with the prior year's rate activity). TX only (the state with both a rich rate history and E&S premium by li","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"to":{"type":"string","pattern":"^\\d{4}-(0[1-9]|1[0-2])$"},"lag":{"type":"integer","default":0,"maximum":8,"minimum":-8},"from":{"type":"string","pattern":"^\\d{4}-(0[1-9]|1[0-2])$"},"line":{"type":"string","default":"all","minLength":1},"state":{"type":"string","default":"TX","minLength":1},"granularity":{"enum":["month","quarter","year"],"type":"string","default":"year"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":285,"tokensAfter":285},{"name":"get_solvency_sample","fixed":{"name":"get_solvency_sample","description":"Free sample of the multi-state carrier-distress dataset: headline counts plus a few recent liquidations and recent enforcement fines. Free -- the discovery bait for /v1/solvency and /v1/enforcement.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":96,"tokensAfter":96},{"name":"get_summary","fixed":{"name":"get_summary","description":"Year-over-year premium and policy count summary for a state and year. $0.10 per query. Mirrors GET /v1/premium/summary.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","required":["state","year"],"properties":{"year":{"type":"integer","maximum":2100,"minimum":1900},"state":{"type":"string","minLength":1}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":106,"tokensAfter":106},{"name":"get_syndicate","fixed":{"name":"get_syndicate","description":"How is a Lloyd's of London syndicate performing? Look up a syndicate's capacity and Lloyd's estimated result forecast (worst/best case % on capacity, by year of account) plus its US surplus-lines eligibility, or browse syndicates by managing agent. $0.10 per query. Mirrors GET /v1/syndicates. Free discovery: /v1/syndicates/sample.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"limit":{"type":"integer","default":200,"maximum":500,"minimum":1},"syndicate":{"type":"string","minLength":1},"managing_agent":{"type":"string","minLength":1}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":176,"tokensAfter":176},{"name":"get_syndicate_sample","fixed":{"name":"get_syndicate_sample","description":"Free sample of the Lloyd's of London syndicate-results dataset: how many syndicates are covered, the forecast year-of-account range, and a few example syndicate dossiers (capacity + estimated result forecast). Free -- the discovery bait for /v1/syndicates.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":113,"tokensAfter":113},{"name":"get_top_carriers","fixed":{"name":"get_top_carriers","description":"Top carriers (NAIC group codes and standalone companies, ranked together per the report's own methodology) by direct premiums written for a jurisdiction (or countrywide) and line of business, with year-over-year change and CR4/CR10 concentration. `line` accepts a category to fan out into multiple line blocks. $0.10 per query. Mirrors GET /v1/carriers.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"line":{"type":"string","default":"total_all_lines","minLength":1},"year":{"type":"integer","maximum":2100,"minimum":1900},"limit":{"type":"integer","default":10,"maximum":125,"minimum":1},"scope":{"enum":["us","us_alien"],"type":"string","default":"us"},"state":{"enum":["AL","AK","AZ","AR","CA","CO","CT","DE","DC","FL","GA","HI","ID","IL","IN","IA","KS","KY","LA","ME","MD","MA","MI","MN","MS","MO","MT","NE","NV","NH","NJ","NM","NY","NC","ND","OH","OK","OR","PA","RI","SC","SD","TN","TX","UT","VT","VA","WA","WV","WI","WY","AS","GU","MP","PR","VI","CAN","AOA"],"type":"string"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":300,"tokensAfter":300},{"name":"get_top_insurers","fixed":{"name":"get_top_insurers","description":"Top insurers by E&S/surplus lines premium for a state and period (month, half-year, or year), each with the carrier's latest-year combined and losses-incurred ratio joined by NAIC code (premium AND loss ratios in one call). $0.10 per query. Mirrors GET /v1/insurers.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","required":["state","period"],"properties":{"state":{"type":"string","minLength":1},"period":{"type":"string","pattern":"^\\d{4}(-(0[1-9]|1[0-2])|-H[12])?$"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":154,"tokensAfter":154},{"name":"list_carrier_lines","fixed":{"name":"list_carrier_lines","description":"List the NAIC annual-statement line-of-business taxonomy (line_no, line_code, name, category, from_year, comparability_note) used by the carriers (NAIC Market Share Report) dataset, plus which data years are loaded. Free.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":102,"tokensAfter":102},{"name":"list_cat_events","fixed":{"name":"list_cat_events","description":"List U.S. hurricane catastrophe events (FEMA disaster declarations grouped into named storms, with NOAA landfall category/wind), most recent first. Filter by `state` (2-letter code), `year`, or `peril`. Free -- the discovery bait for /v1/cat/counties and /v1/cat/exposure.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"year":{"type":"integer","maximum":2100,"minimum":1900},"limit":{"type":"integer","default":200,"maximum":500,"minimum":1},"peril":{"type":"string","minLength":1},"state":{"type":"string","pattern":"^[A-Za-z]{2}$"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":175,"tokensAfter":175},{"name":"list_enforcement_actions","fixed":{"name":"list_enforcement_actions","description":"The multi-state insurer enforcement ledger: fines and license suspensions/revocations/denials from state regulators (FL OIR, Texas TDI, New York DFS, California CDI, Washington OIC), plus Florida's examinations and investigations roster. Filter by `insurer`, `state`, `action_type`, or `year`. $0.10 per query. Mirrors GET /v1/enforcement. Free discovery: /v1/solvency/sample.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{"year":{"type":"integer","maximum":2100,"minimum":1900},"limit":{"type":"integer","default":100,"maximum":500,"minimum":1},"state":{"type":"string","pattern":"^[A-Za-z]{2}$"},"insurer":{"type":"string","minLength":1},"action_type":{"enum":["fine","suspension","revocation","denial","examination","investigation"],"type":"string"}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":239,"tokensAfter":239},{"name":"list_lines","fixed":{"name":"list_lines","description":"List the coverage line taxonomy (source codes, names, normalized categories) available for a state. Free.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","required":["state"],"properties":{"state":{"type":"string","minLength":1}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":85,"tokensAfter":85}],"toolsChanged":40,"tokensSaved":0,"todo":[{"tool":"check_eligibility","params":["limit","state","insurer","entity_type","changes_since"]},{"tool":"compare_carrier_states","params":["code","line","year","states"]},{"tool":"compare_states","params":["to","from","line","states","granularity"]},{"tool":"get_carrier_financials","params":["naic","year","insurer"]},{"tool":"get_carrier_profile","params":["code","line","state"]},{"tool":"get_carrier_solvency","params":["limit","state","status","insurer"]},{"tool":"get_cat_counties","params":["event","state"]},{"tool":"get_cat_exposure","params":["event","state"]},{"tool":"get_cat_impact","params":["event","state"]},{"tool":"get_citizens_depopulation","params":["to","from","year","detail","company"]},{"tool":"get_citizens_pif","params":["to","from","split","county","granularity","product_line"]},{"tool":"get_financials_distress","params":["year","limit"]},{"tool":"get_financials_reinsurers","params":["naic","insurer"]},{"tool":"get_hazard","params":["limit","peril","state"]},{"tool":"get_hazard_premium","params":["limit","peril","state"]},{"tool":"get_litigation_metrics","params":["to","from"]},{"tool":"get_premium","params":["to","from","line","state","county","granularity"]},{"tool":"get_premium_sample","params":["state"]},{"tool":"get_rate_activity","params":["to","from","line","states","granularity"]},{"tool":"get_rate_filings","params":["to","from","line","limit","state","insurer","min_change"]},{"tool":"get_rates_vs_premium","params":["to","lag","from","line","state","granularity"]},{"tool":"get_summary","params":["year","state"]},{"tool":"get_syndicate","params":["limit","syndicate","managing_agent"]},{"tool":"get_top_carriers","params":["line","year","limit","scope","state"]},{"tool":"get_top_insurers","params":["state","period"]},{"tool":"list_cat_events","params":["year","limit","peril","state"]},{"tool":"list_enforcement_actions","params":["year","limit","state","insurer","action_type"]},{"tool":"list_lines","params":["state"]}],"note":"Deterministic fixes. Changes marked verify need a human look before shipping (renames, inferred annotations, inferred types, removed text). Parameter descriptions in `todo` need to be written by someone who knows the API."}