{"serverId":"mcp-registry/com.olyport/hmda","tools":[{"name":"get_aggregate_stats","fixed":{"name":"get_aggregate_stats","description":"Get aggregate mortgage lending statistics for a geographic area.\n\n    Returns summary statistics including total applications, originations,\n    denials, and loan amounts. Useful for understanding overall lending\n    activity in a state or county.\n\n    Args:\n        state: Two-letter US state abbreviation (e.g. 'CA', 'TX').\n        county_fips: Five-digit county FIPS code (e.g. '06037' for LA County).\n        year: Data year (e.g. 2022). Defaults to 2022 if not specified.\n    ","inputSchema":{"type":"object","title":"get_aggregate_statsArguments","properties":{"year":{"type":"integer","title":"Year","default":null},"state":{"type":"string","title":"State","default":null},"county_fips":{"type":"string","title":"County Fips","default":null}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":224,"tokensAfter":224},{"name":"get_denial_reasons","fixed":{"name":"get_denial_reasons","description":"Get mortgage denial reasons breakdown for a geographic area.\n\n    Returns the distribution of denial reasons for mortgage applications\n    that were denied. Useful for identifying barriers to homeownership\n    in specific communities.\n\n    Args:\n        state: Two-letter US state abbreviation (e.g. 'CA', 'TX').\n        county_fips: Five-digit county FIPS code (e.g. '06037' for LA County).\n        year: Data year (e.g. 2022). Defaults to 2022 if not specified.\n    ","inputSchema":{"type":"object","title":"get_denial_reasonsArguments","properties":{"year":{"type":"integer","title":"Year","default":null},"state":{"type":"string","title":"State","default":null},"county_fips":{"type":"string","title":"County Fips","default":null}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":220,"tokensAfter":220},{"name":"get_lending_by_race","fixed":{"name":"get_lending_by_race","description":"Get mortgage lending patterns disaggregated by race and ethnicity.\n\n    Returns mortgage origination and denial data broken down by the\n    race/ethnicity of the applicant. Useful for fair lending analysis\n    and identifying disparities in mortgage access.\n\n    Args:\n        state: Two-letter US state abbreviation (e.g. 'CA', 'TX').\n        county_fips: Five-digit county FIPS code (e.g. '06037' for LA County).\n        year: Data year (e.g. 2022). Defaults to 2022 if not specified.\n    ","inputSchema":{"type":"object","title":"get_lending_by_raceArguments","properties":{"year":{"type":"integer","title":"Year","default":null},"state":{"type":"string","title":"State","default":null},"county_fips":{"type":"string","title":"County Fips","default":null}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":227,"tokensAfter":227},{"name":"get_mortgage_data","fixed":{"name":"get_mortgage_data","description":"Get Home Mortgage Disclosure Act (HMDA) loan-level data.\n\n    Returns mortgage application and origination records reported by\n    financial institutions under HMDA. At least one geographic filter\n    (state or county_fips) is recommended to limit results.\n\n    Args:\n        state: Two-letter US state abbreviation (e.g. 'CA', 'TX').\n        county_fips: Five-digit county FIPS code (e.g. '06037' for LA County).\n        year: Data year (e.g. 2022). Defaults to 2022 if not specified.\n        action","inputSchema":{"type":"object","title":"get_mortgage_dataArguments","properties":{"year":{"type":"integer","title":"Year","default":null},"limit":{"type":"integer","title":"Limit","default":100},"state":{"type":"string","title":"State","default":null},"loan_type":{"type":"string","title":"Loan Type","default":null},"county_fips":{"type":"string","title":"County Fips","default":null},"action_taken":{"type":"string","title":"Action Taken","default":null}}},"annotations":{"readOnlyHint":true}},"changes":[{"kind":"annotations","detail":"Added readOnlyHint: true (inferred from the name).","verify":true}],"tokensBefore":282,"tokensAfter":282}],"toolsChanged":4,"tokensSaved":0,"todo":[{"tool":"get_aggregate_stats","params":["year","state","county_fips"]},{"tool":"get_denial_reasons","params":["year","state","county_fips"]},{"tool":"get_lending_by_race","params":["year","state","county_fips"]},{"tool":"get_mortgage_data","params":["year","limit","state","loan_type","county_fips","action_taken"]}],"note":"Deterministic fixes. Changes marked verify need a human look before shipping (renames, inferred annotations, inferred types, removed text). Parameter descriptions in `todo` need to be written by someone who knows the API."}