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• Added readOnlyHint: true (inferred from the name). (verify)

{
  "name": "calculate_iht",
  "description": "Estimate a UK Inheritance Tax bill (2025/26 England & Wales rules). Models the nil-rate band, residence nil-rate band and its £2m taper, spousal doubling, the 40% charge, the 2027 pension change, plus optional debts, charity rate (36% at 10%+), transferred allowances and business/agricultural relief. Illustrative only — excludes lifetime-gift history.",
  "inputSchema": {
    "type": "object",
    "$schema": "http://json-schema.org/draft-07/schema#",
    "required": [
      "estateValue",
      "married",
      "leavingHomeToDescendants"
    ],
    "properties": {
      "married": {
        "type": "boolean",
        "description": "Married or in a civil partnership (combined/doubled allowances)"
      },
      "homeValue": {
        "type": "number",
        "default": 0,
        "description": "Value of the main home (£) — caps the residence nil-rate band"
      },
      "charityPct": {
        "type": "number",
        "maximum": 100,
        "minimum": 0,
        "description": "Share of the net estate left to charity (%)"
      },
      "debtsValue": {
        "type": "number",
        "minimum": 0,
        "description": "Mortgage, loans and funeral costs (£)"
      },
      "estateValue": {
        "type": "number",
        "minimum": 0,
        "description": "Total estate value excluding any pension you add separately (£)"
      },
      "includeDebts": {
        "type": "boolean",
        "description": "Deduct debts/liabilities first"
      },
      "pensionValue": {
        "type": "number",
        "default": 0,
        "description": "Unused pension value to fold in (£)"
      },
      "includeRelief": {
        "type": "boolean",
        "description": "Qualifying business/agricultural assets get simplified relief"
      },
      "includePension": {
        "type": "boolean",
        "default": false,
        "description": "Include unused pensions (the rules from 6 April 2027)"
      },
      "transferredNrb": {
        "type": "number",
        "minimum": 0,
        "description": "Late spouse's unused nil-rate band (£), capped £325,000"
      },
      "transferredRnrb": {
        "type": "number",
        "minimum": 0,
        "description": "Late spouse's unused residence nil-rate band (£), capped £175,000"
      },
      "leavingToCharity": {
        "type": "boolean",
        "description": "A share of the estate is left to charity (10%+ cuts the rate to 36%)"
      },
      "reliefAssetsValue": {
        "type": "number",
        "minimum": 0,
        "description": "Value of qualifying business/agricultural assets (£)"
      },
      "transferredAllowance": {
        "type": "boolean",
        "description": "Claim a late spouse's/civil partner's unused allowances"
      },
      "leavingHomeToDescendants": {
        "type": "boolean",
        "description": "Does a main home pass to children/grandchildren? Enables the residence nil-rate band"
      }
    },
    "additionalProperties": false
  },
  "annotations": {
    "readOnlyHint": true
  }
}

• Added readOnlyHint: true (inferred from the name). (verify)

{
  "name": "calculate_lpa_cost",
  "description": "Calculate the Office of the Public Guardian fees to register Lasting Powers of Attorney in England & Wales: £92 per LPA (applications received from 17 November 2025), with a 50% remission where the donor's gross annual income is under £12,000 and a full exemption on certain means-tested benefits (both claimed with form LPA120). Registration fees only — nothing about drafting costs or whether an LPA is right for someone.",
  "inputSchema": {
    "type": "object",
    "$schema": "http://json-schema.org/draft-07/schema#",
    "required": [
      "lpaTypes",
      "couple",
      "incomeUnder12k",
      "qualifyingBenefits"
    ],
    "properties": {
      "couple": {
        "type": "boolean",
        "description": "A couple making the same LPAs each (doubles the document count)"
      },
      "lpaTypes": {
        "enum": [
          "Property & financial affairs",
          "Health & welfare",
          "Both types"
        ],
        "type": "string",
        "description": "Which LPA(s) — 'Both types' registers two documents per person"
      },
      "incomeUnder12k": {
        "type": "boolean",
        "description": "Donor's gross annual income below £12,000 (50% remission)"
      },
      "qualifyingBenefits": {
        "type": "boolean",
        "description": "Donor receives certain means-tested benefits (full exemption)"
      }
    },
    "additionalProperties": false
  },
  "annotations": {
    "readOnlyHint": true
  }
}

• Added readOnlyHint: true (inferred from the name). (verify)

{
  "name": "check_deed_of_variation",
  "description": "Check whether a deed of variation is available — guidance-only eligibility against the s.142 IHTA 1984 conditions: the hard two-year window from the date of death (HMRC does not extend it), adult beneficiaries with capacity, and the agreement of everyone whose share would reduce. Returns yes / no / depends with blockers, goal-mapped possibilities, and an honest note that ALWAYS accompanies the result. No tax outcome is promised — whether it helps depends on the whole estate.",
  "inputSchema": {
    "type": "object",
    "$schema": "http://json-schema.org/draft-07/schema#",
    "required": [
      "deathTiming",
      "allAdults",
      "allAgree",
      "goal"
    ],
    "properties": {
      "goal": {
        "enum": [
          "redirect",
          "charity",
          "trust",
          "equalise"
        ],
        "type": "string",
        "description": "What the family wants the variation to achieve"
      },
      "allAgree": {
        "type": "boolean",
        "description": "Those affected beneficiaries all agree to the change"
      },
      "allAdults": {
        "type": "boolean",
        "description": "Every beneficiary whose share would reduce is an adult (18+) with capacity"
      },
      "deathTiming": {
        "enum": [
          "within_2_years",
          "over_2_years",
          "planning_ahead"
        ],
        "type": "string",
        "description": "When the person died — the two-year window is the hard statutory gate"
      }
    },
    "additionalProperties": false
  },
  "annotations": {
    "readOnlyHint": true
  }
}