# Usefulapi Increase MCP server

Source: https://glimind.com/server/mcp-registry%2Fio.usefulapi%2Fincrease
Registry id: `mcp-registry/io.usefulapi/increase`
Status: auth-required (checked 2026-10-27T01:36:43.591Z)

## Verdict

Usefulapi Increase MCP server answered 100% of Glimind's liveness checks over 30 days, better than 42% of MCP servers, with 63 ms median handshake and 0 outages in 90 days. Its agent-readiness grade is A (96/100) across 18 tools, costing an agent about 3,148 tokens to load. Checked every few minutes; no tool is ever called.

## Measurements (30 days)

| Metric | Value | Better than |
|---|---|---|
| Uptime, 30 days | 100% | 42% of MCP servers |
| Median handshake latency | 63 ms | 88% of MCP servers |
| p95 handshake latency | 295 ms | — |
| Checks in 30 days | 212 | — |
| Outages, 90 days | 0 | — |
| Median recovery | — | — |
| Agent-readiness score | 96/100 (A) | 82% of MCP servers |
| Tools | 18 | — |
| Tool-list size for an agent | ~3,148 tokens | 45% of MCP servers |
| Days observed | 28 | — |

## Install

```json
{
  "mcpServers": {
    "usefulapi-increase-mcp-server": {
      "type": "http",
      "url": "https://increase.usefulapi.io/mcp"
    }
  }
}
```

Claude Code:

```sh
claude mcp add --transport http usefulapi-increase-mcp-server https://increase.usefulapi.io/mcp
```

## Tools (18)

- `increase_create_external_account`: Registers an external (counterparty) bank account in Increase for future transfers. This creates a record only — it MOVES NO MONEY. Increase API: POST /external
- `increase_get_account`: Retrieve a single bank account by id. Increase API: GET /accounts/{account_id}.
- `increase_get_account_balance`: Retrieve an account's current and available balance. Increase API: GET /accounts/{account_id}/balance. Optionally as of a point in time.
- `increase_get_ach_transfer`: Retrieve a single ACH transfer by id. Increase API: GET /ach_transfers/{ach_transfer_id}.
- `increase_get_transaction`: Retrieve a single transaction by id. Increase API: GET /transactions/{transaction_id}.
- `increase_list_account_numbers`: List account numbers (deposit routing/account number pairs). Increase API: GET /account_numbers. Filter by account and status (sent as status.in).
- `increase_list_accounts`: List bank accounts. Increase API: GET /accounts. Filter by entity and status (sent as status.in).
- `increase_list_ach_transfers`: List ACH transfers (read-only observability; this server does NOT create transfers). Increase API: GET /ach_transfers. Filter by account and status (sent as sta
- `increase_list_cards`: List cards. Increase API: GET /cards. Filter by account and status (sent as status.in). Read-only; no card actions are exposed.
- `increase_list_check_transfers`: List check transfers (read-only observability; this server does NOT create transfers). Increase API: GET /check_transfers. Filter by account.
- `increase_list_declined_transactions`: List declined transactions. Increase API: GET /declined_transactions. Filter by account.
- `increase_list_entities`: List entities (the people/businesses — KYC records — that own accounts). Increase API: GET /entities. Filter by status (sent as status.in).
- `increase_list_external_accounts`: List external (counterparty) bank accounts registered in Increase. Increase API: GET /external_accounts. Filter by status (sent as status.in).
- `increase_list_pending_transactions`: List pending (not-yet-settled) transactions. Increase API: GET /pending_transactions. Filter by account and status (sent as status.in).
- `increase_list_real_time_payments_transfers`: List Real-Time Payments (RTP) transfers (read-only observability; this server does NOT create transfers). Increase API: GET /real_time_payments_transfers. Filte
- `increase_list_transactions`: List settled transactions. Increase API: GET /transactions. Filter by account, category (sent as category.in), and created date range (created_at.after / create
- `increase_list_wire_transfers`: List wire transfers (read-only observability; this server does NOT create transfers). Increase API: GET /wire_transfers. Filter by account.
- `increase_lookup_routing_number`: Look up a 9-digit ABA routing number to see which real-time services (ACH, Real-Time Payments, wire) that bank supports. Increase API: GET /routing_numbers.

Measured by Glimind (https://glimind.com): MCP handshake + tool list only, no tool is ever called. CC BY 4.0.