# Switchwize MCP server

Source: https://glimind.com/server/mcp-registry%2Fio.github.switchwize%2Fswitchwize-mcp
Registry id: `mcp-registry/io.github.switchwize/switchwize-mcp`
Status: live (checked 2026-10-27T02:36:23.316Z)

## Verdict

Switchwize MCP server answered 99.97% of Glimind's liveness checks over 30 days, better than 37% of MCP servers, with 746 ms median handshake and 3 outages in 90 days. Its agent-readiness grade is A (90/100) across 16 tools, costing an agent about 2,981 tokens to load. Checked every few minutes; no tool is ever called.

## Measurements (30 days)

| Metric | Value | Better than |
|---|---|---|
| Uptime, 30 days | 99.97% | 37% of MCP servers |
| Median handshake latency | 746 ms | 32% of MCP servers |
| p95 handshake latency | 2750 ms | — |
| Checks in 30 days | 4,836 | — |
| Outages, 90 days | 3 | — |
| Median recovery | 9 min | — |
| Agent-readiness score | 90/100 (A) | 69% of MCP servers |
| Tools | 16 | — |
| Tool-list size for an agent | ~2,981 tokens | 46% of MCP servers |
| Days observed | 29 | — |

## Install

```json
{
  "mcpServers": {
    "switchwize-mcp-server": {
      "type": "http",
      "url": "https://www.switchwize.com/api/mcp"
    }
  }
}
```

Claude Code:

```sh
claude mcp add --transport http switchwize-mcp-server https://www.switchwize.com/api/mcp
```

## Tools (16)

- `best_move_this_week`: Given the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on car
- `compare_switch_savings`: Compare a user's current APY with SwitchWize's current top savings APY for a balance.
- `get_bank_gap`: Estimate annual savings interest forgone for a supplied balance and optional bank name. comparisonApy is the average of the top three tracked savings rates, not
- `get_bank_gap_index`: Return the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.
- `get_card_changes`: Return recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.
- `get_card_downgrade_path`: Return verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-chan
- `get_card_offers`: Return current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.
- `get_cd_rollover_rules`: Return verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the 
- `get_fed_hike_pass_through`: Return how much of the latest Federal Reserve rate hike each tracked savings account has passed through to savers so far: rate before the hike, rate now, change
- `get_index_dataset`: Return a SwitchWize index dataset summary and recent series.
- `get_rate_freshness`: Return public data source freshness status and affected routes.
- `get_reality_score`: Estimate the modeled annual value of a supported premium credit card for a consumer segment. Supply a card slug or name and optionally a segment ID; the default
- `get_reward_valuations`: Return SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.
- `get_top_hysa_rates`: Return top high-yield savings rates with freshness and attribution. Answers only from the editor-approved snapshot; before its first release it returns no ranke
- `get_top_rates`: Return top SwitchWize rates with freshness and attribution. Savings, CDs, checking and money market answer only from their editor-approved snapshot. A category 
- `get_transfer_bonuses`: Return current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real histo

Measured by Glimind (https://glimind.com): MCP handshake + tool list only, no tool is ever called. CC BY 4.0.