# Clara Finance Clara Mortgage Assistant MCP server

Source: https://glimind.com/server/mcp-registry%2Fio.github.clara-finance%2Fclara-mortgage-assistant
Registry id: `mcp-registry/io.github.clara-finance/clara-mortgage-assistant`
Status: live (checked 2026-10-26T21:21:31.280Z)

## Measurements (30 days)

- Uptime: 100%
- Checks: 4899
- Outages (90 days): 0

## Install

```json
{
  "mcpServers": {
    "clara-finance-clara-mortgage-assistant-m": {
      "type": "http",
      "url": "https://mcp.claratech.ai/mcp"
    }
  }
}
```

Claude Code:

```sh
claude mcp add --transport http clara-finance-clara-mortgage-assistant-m https://mcp.claratech.ai/mcp
```

## Tools (6)

- `calculate_debt_service`: Calculates Canadian GDS and TDS ratios from a monthly mortgage payment that is already known, plus income, housing costs, and other monthly debts. It takes the 
- `calculate_ltv`: Calculates Canadian loan-to-value and combined loan-to-value from the loan amount, other secured positions, and a purchase price, an appraised value, or both. R
- `calculate_qualification`: Calculates the B-20 qualifying rate, the qualifying payment, and the resulting GDS/TDS from a principal, contract rate, amortization, and income. It computes th
- `compare_mortgage_scenarios`: Compares up to six Canadian fixed-rate payment and amortization scenarios using deterministic calculations. Works only from explicit, non-identifying numbers in
- `estimate_prepayment_penalty`: Estimates three-months-interest and simplified interest-rate-differential prepayment penalties. Lender discharge statements remain authoritative. Works only fro
- `refuse_unsupported_mortgage_request`: Returns a fixed explanation that a request is outside this calculator's scope, with a calculation it can do instead. Categories: approval or underwriting decisi

Measured by Glimind (https://glimind.com): MCP handshake + tool list only, no tool is ever called. CC BY 4.0.