# Smartmoney77 Financial Calculators MCP server

Source: https://glimind.com/server/mcp-registry%2Fcom.smartmoney77%2Ffinancial-calculators
Registry id: `mcp-registry/com.smartmoney77/financial-calculators`
Status: live (checked 2026-10-26T21:21:38.566Z)

## Verdict

Smartmoney77 Financial Calculators MCP server answered 100% of Glimind's liveness checks over 30 days, better than 42% of MCP servers, with 2150 ms median handshake and 4 outages in 90 days. Its agent-readiness grade is A (99/100) across 14 tools, costing an agent about 5,028 tokens to load. Checked every few minutes; no tool is ever called.

## Measurements (30 days)

| Metric | Value | Better than |
|---|---|---|
| Uptime, 30 days | 100% | 42% of MCP servers |
| Median handshake latency | 2150 ms | 5% of MCP servers |
| p95 handshake latency | 4590 ms | — |
| Checks in 30 days | 4,874 | — |
| Outages, 90 days | 4 | — |
| Median recovery | 4 min | — |
| Agent-readiness score | 99/100 (A) | 93% of MCP servers |
| Tools | 14 | — |
| Tool-list size for an agent | ~5,028 tokens | 38% of MCP servers |
| Days observed | 29 | — |

## Install

```json
{
  "mcpServers": {
    "smartmoney77-financial-calculators-mcp-s": {
      "type": "http",
      "url": "https://smartmoney77.com/mcp"
    }
  }
}
```

Claude Code:

```sh
claude mcp add --transport http smartmoney77-financial-calculators-mcp-s https://smartmoney77.com/mcp
```

## Tools (14)

- `build_calculator_link`: Build a deep link to a SmartMoney77 calculator with pre-filled values that auto-calculate on open. Use list_calculators first to find the slug and its parameter
- `build_share_pack`: Build everything needed to share a SmartMoney77 calculation on social media in one call: the deep link to the result, a ready-to-embed 1200x628 image URL render
- `compare_investments`: Run the same "what if I had invested" calculation across 2-8 assets and rank them by final value. USD only, same yearly low/high average pricing as the SmartMon
- `compound_interest`: Project the future value of an initial amount plus monthly contributions at a given annual return (monthly compounding), and return a link to the same calculati
- `cost_of_waiting`: Compare investing the same monthly amount starting at an early age versus a later age, and show what the delay costs by retirement. Example: { "monthly": 1000, 
- `credit_card_payoff`: Calculate how long it takes to clear a credit card balance at a fixed monthly payment and APR, plus the total interest paid. Example: { "balance": 10000, "payme
- `emergency_fund`: Calculate how many months of expenses current savings cover, the target emergency fund size, the gap, and how long it takes to close it. Example: { "expenses": 
- `fire_number`: Calculate the financial-independence (FIRE) target from monthly expenses using the 4% rule, plus how many years of saving are needed. Example: { "expenses": 400
- `get_tool_guide`: Discovery helper: returns the standard prompt template, argument template, output-interpretation guide and related resources for one or all SmartMoney77 tools, 
- `historical_investment_return`: Compute what a past investment would be worth today (or in a later year), using the same yearly low/high average prices as the SmartMoney77 history calculators.
- `inflation_check`: Calculate how much purchasing power cash loses to inflation over time, and what nominal amount keeps the same buying power. Example: { "amount": 100000, "rate":
- `killer_fees`: Compare how much a high management fee costs versus a low fee over time on a portfolio with monthly contributions. Example: { "portfolio": 100000, "monthly": 10
- `latte_factor`: Calculate what a small recurring daily expense (coffee, cigarettes, takeaway) costs over time and what it would grow to if invested instead. Monthly cost = cost
- `list_calculators`: List every SmartMoney77 calculator with its slug, accepted URL parameters and supported languages/currencies. Call this before build_calculator_link. Example: {

Measured by Glimind (https://glimind.com): MCP handshake + tool list only, no tool is ever called. CC BY 4.0.