Is the Numeratica MCP server down?

mcp-registry/com.numeratica/mcp · v1.0.0

Also listed as glama/numeratica/-numeratica/mcp

healthy
Last checked 2026-10-20 08:51 UTC · handshake 86ms

As of 2026-10-20 08:51 UTC, the Numeratica MCP server is up with a Glimind reliability score of 100/100 (grade A). Over the last 30 days it answered 100% of Glimind's liveness checks. It had 3 outages in 90 days, with a median recovery of 3 minutes.

uptime (30d checks)
100%
checks observed
3,907
outages (90d)
3
tools
76

Deterministic US financial planning: retirement Monte Carlo, Roth conversion, RMD, tax, IRMAA, SS

Install Numeratica MCP server

Add to Cursor Add to VS Code

Claude Code

claude mcp add --transport http numeratica-mcp-server https://api.numeratica.com/mcp

Claude Desktop · Windsurf · Cline (mcpServers JSON)

{
  "mcpServers": {
    "numeratica-mcp-server": {
      "type": "http",
      "url": "https://api.numeratica.com/mcp"
    }
  }
}

Third-party server, listed as discovered. Review its source before installing.

Agent-readiness: D (59/100)

D (59/100): 0 error(s), 5 warning(s) across 76 tool(s); ~15,626 tokens of tool definitions.
Scores higher than 0% of 15,395 MCP servers Glimind has audited.
Its tool list costs an agent ~15,626 tokens per session — more than 90% of servers.
59 → 59 since 2026-10-17
no tool-poisoning patterns
Schemas100
Descriptions30
Safety hints18
Token cost35
Client compatibility70
Protocol100
Reliability100
Stability100

What to fix (6)

660 parameter(s) across 76 tool(s) have no description.

Add a "description" to each parameter with its format and an example ("ISO 8601 date, e.g. 2026-10-17"). This is the commonest cause of wrong arguments on the first call. How to fix →

Tools: annuity, benefits_dependent_care, benefits_health_plan, capital_market_assumptions, cashflow_npv_irr and 71 more

76 of 76 tool(s) carry no readOnlyHint/destructiveHint annotations.

Annotate read-only tools with {"readOnlyHint": true}. Agents and gateways can then run them without a confirmation prompt, and route around destructive ones. How to fix →

Tools: annuity, benefits_dependent_care, benefits_health_plan, capital_market_assumptions, cashflow_npv_irr and 71 more

76 tools on one server. Tool-selection accuracy drops as the menu grows, and some clients (e.g. Cursor) cap the number of active tools.

Group tools by task into smaller servers or toolsets, and merge near-duplicates behind one tool with a mode parameter. How to fix →

2 tool(s) look like they change state (create/send/delete/pay…) but declare no destructiveHint.

Set annotations {"readOnlyHint": false, "destructiveHint": true|false, "idempotentHint": …}. Clients use these to ask the user before a side effect and to auto-approve safe reads. How to fix →

Tools: debt_payoff, mortgage_rent_vs_buy

Loading this server's tool list costs an agent ~15,626 tokens before any work — more than 90% of MCP servers.

Split rarely-used tools into a separate server or a toolset the client can enable, or expose one "search tools" entry point. Many agents load every connected server's tools into every request. How to fix →

No tool declares an outputSchema.

Declare outputSchema and return structuredContent (MCP 2025-06-18+). Agents can then parse results without guessing, and chain tools reliably. How to fix →

Auto-fix: 12 corrected tool definitions

Paste-ready definitions with the problems above fixed. Changes marked verify need a human look. 76 tool(s) still need parameter descriptions written by someone who knows the API. All of them as JSON: /v1/readiness/mcp-registry%2Fcom.numeratica%2Fmcp/fixes

benefits_health_plan 1 change 
{
  "name": "benefits_health_plan",
  "description": "Benefits health plan. Numeratica POST /v1/benefits/health-plan — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.",
  "inputSchema": {
    "type": "object",
    "properties": {
      "ppo": {
        "type": "object",
        "properties": {
          "oop_max": {
            "type": "number"
          },
          "premium": {
            "type": "number"
          },
          "deductible": {
            "type": "number"
          },
          "coinsurance": {
            "type": "number"
          }
        },
        "additionalProperties": false
      },
      "hdhp": {
        "type": "object",
        "properties": {
          "oop_max": {
            "type": "number"
          },
          "premium": {
            "type": "number"
          },
          "deductible": {
            "type": "number"
          },
          "coinsurance": {
            "type": "number"
          }
        },
        "additionalProperties": false
      },
      "hsa_contribution": {
        "type": "number"
      },
      "employer_hsa_seed": {
        "type": "number"
      },
      "marginal_tax_rate": {
        "type": "number"
      },
      "ppo_fsa_contribution": {
        "type": "number"
      },
      "expected_medical_spend": {
        "type": "number"
      }
    },
    "additionalProperties": false
  },
  "annotations": {
    "readOnlyHint": true
  }
}
debt_payoff 1 change 
{
  "name": "debt_payoff",
  "description": "Debt payoff. Numeratica POST /v1/debt-payoff — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.",
  "inputSchema": {
    "type": "object",
    "properties": {
      "debts": {
        "type": "array",
        "items": {
          "type": "object",
          "properties": {
            "label": {
              "type": "string"
            },
            "balance": {
              "type": "number"
            },
            "annual_rate": {
              "type": "number"
            },
            "minimum_payment": {
              "type": "number"
            }
          },
          "additionalProperties": false
        }
      },
      "strategy": {
        "type": "string"
      },
      "monthly_budget": {
        "type": "number"
      }
    },
    "additionalProperties": false
  },
  "annotations": {
    "readOnlyHint": false,
    "destructiveHint": false,
    "idempotentHint": false
  }
}
education_aid_estimate 1 change 
{
  "name": "education_aid_estimate",
  "description": "Education aid estimate. Numeratica POST /v1/education/aid-estimate — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.",
  "inputSchema": {
    "type": "object",
    "properties": {
      "award_year": {
        "type": "integer"
      },
      "parent_agi": {
        "type": "number"
      },
      "family_size": {
        "type": "integer"
      },
      "student_agi": {
        "type": "number"
      },
      "single_parent": {
        "type": "boolean"
      },
      "student_assets": {
        "type": "number"
      },
      "cost_of_attendance": {
        "type": "number"
      },
      "parent_cash_savings": {
        "type": "number"
      },
      "parent_earned_income": {
        "type": "number"
      },
      "parent_filing_status": {
        "type": "string"
      },
      "parent2_earned_income": {
        "type": "number"
      },
      "parent_untaxed_income": {
        "type": "number"
      },
      "student_earned_income": {
        "type": "number"
      },
      "parent_income_tax_paid": {
        "type": "number"
      },
      "parent_investments_net": {
        "type": "number"
      },
      "student_untaxed_income": {
        "type": "number"
      },
      "student_income_tax_paid": {
        "type": "number"
      },
      "parent_business_farm_worth": {
        "type": "number"
      }
    },
    "additionalProperties": false
  },
  "annotations": {
    "readOnlyHint": true
  }
}

Get alerted

Get an email or webhook when this server's readiness drops by 10+ points, tool-poisoning text appears, or a tool breaks:

curl -X POST https://glimind.com/v1/subscriptions -H 'content-type: application/json' -d '{"tools":["mcp-registry/com.numeratica/mcp"],"email":"[email protected]"}'

Agents: watch_tool({"toolId": "mcp-registry/com.numeratica/mcp"}) over MCP.

Passed

Largest tool definitions

Static checks of the advertised tools/list (schema, descriptions, annotations, tool-poisoning patterns, names, size) plus observed protocol, uptime, latency and contract changes. Read-only: no tool is ever called. Weights: schema 15, docs 20, safety 15, efficiency 15, compatibility 15, protocol 5, reliability 10, stability 5. Token counts are estimates (~3.6 characters per token).

Operator? Fix these, then re-check live. Embed the readiness badge:

Markdown 
[![MCP agent-readiness](https://glimind.com/v1/readiness/badge/mcp-registry%2Fcom.numeratica%2Fmcp.svg)](https://glimind.com/server/mcp-registry%2Fcom.numeratica%2Fmcp?ref=badge)
HTML 
<a href="https://glimind.com/server/mcp-registry%2Fcom.numeratica%2Fmcp?ref=badge"><img src="https://glimind.com/v1/readiness/badge/mcp-registry%2Fcom.numeratica%2Fmcp.svg" alt="MCP agent-readiness"></a>
reStructuredText 
.. image:: https://glimind.com/v1/readiness/badge/mcp-registry%2Fcom.numeratica%2Fmcp.svg
   :target: https://glimind.com/server/mcp-registry%2Fcom.numeratica%2Fmcp?ref=badge
   :alt: MCP agent-readiness

Tool-definition log

Glimind records every version of this server's tool definitions in a signed, append-only transparency log. Current manifest sha256:549e6d4e0df267bb…, first seen 2026-10-17, included at leaf 4634 of 31,895. Version history · verify what your client received.

Tools (76)

Compare: most reliable finance servers

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Add to Cursor Add to VS Code

Claude Code

claude mcp add --transport http glimind https://glimind.com/mcp

Claude Desktop · Windsurf · Cline (mcpServers JSON)

{
  "mcpServers": {
    "glimind": {
      "type": "http",
      "url": "https://glimind.com/mcp"
    }
  }
}

FAQ

Is the Numeratica MCP server down right now?

As of 2026-10-20 08:51 UTC, the Numeratica MCP server is up with a Glimind reliability score of 100/100 (grade A). Over the last 30 days it answered 100% of Glimind's liveness checks. It had 3 outages in 90 days, with a median recovery of 3 minutes.

How many tools does Numeratica MCP server provide?

Numeratica MCP server advertises 76 tools, including annuity, benefits_dependent_care, benefits_health_plan, capital_market_assumptions, cashflow_npv_irr.

How do I install Numeratica MCP server?

Point your MCP client at this streamable-http endpoint: https://api.numeratica.com/mcp

Is the Numeratica MCP server safe to connect to an AI agent?

Glimind scanned all 76 tool definitions for tool-poisoning patterns — hidden or invisible characters, instructions that override the model, concealment from the user, requests to read credential or MCP config files, conversation exfiltration and cross-tool shadowing — and found none. This checks what the server tells the model, not what its code does; review the source before granting access to sensitive data.

Operator of Numeratica MCP server?

Status page: 90-day uptime, every outage and how long it lasted.

Claim this listing to get the Verified operator marker, a remediation checklist and owner analytics, or embed the live badge from any of the tool pages above. Maintainers: alerts, deploy attestation and monthly reports.

Status is an automated estimate from Glimind's liveness checks (handshake and tool listing only; no tool is ever called) and may lag or differ from your network. Glimind is not affiliated with this server or its operator. Operator? Request a correction or opt out at https://glimind.com/opt-out.

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