# Decisionscalc Calculators MCP server

Source: https://glimind.com/server/mcp-registry%2Fcom.decisionscalc%2Fcalculators
Registry id: `mcp-registry/com.decisionscalc/calculators`
Status: live (checked 2026-11-13T15:27:15.090Z)

## Measurements (30 days)

- Uptime: 100%
- Checks: 2738
- Outages (90 days): 0

## Install

```json
{
  "mcpServers": {
    "decisionscalc-calculators-mcp-server": {
      "type": "http",
      "url": "https://decisionscalc.com/mcp"
    }
  }
}
```

Claude Code:

```sh
claude mcp add --transport http decisionscalc-calculators-mcp-server https://decisionscalc.com/mcp
```

## Tools (81)

- `aging_parent_care_cost`: Yearly cost of caring for an aging parent (US by state; also UK, Canada, Australia, Ireland, Switzerland, New Zealand by region): the care itself (for example h
- `australia_can_i_retire`: Australia: can I retire at 60 with $500k in super (or any age and balance)? Year by year to 95 for one person or a couple: super guarantee and salary sacrifice 
- `australia_parental_leave_pay`: Australia: Parental Leave Pay for one or two parents sharing the 130 days (A$200.94 a day from 1 July 2026, the national minimum wage) with 12% super paid on it
- `australia_private_health_rebate_mls`: Australia: private health insurance rebate (1 April 2026 – 31 March 2027) and Medicare Levy Surcharge for 2026–27 by income tier, single or family, and age band
- `australia_super_guarantee`: Australia: the employer super guarantee (12% of ordinary time earnings from 1 July 2025; paid with each payday under Payday Super from 1 July 2026), per payday 
- `baby_first_year_cost`: What a baby costs in the first year (US, UK, Canada, Australia, Ireland, Switzerland): the out-of-pocket birth cost (US only, by plan and delivery: employer pla
- `canada_can_i_retire`: Canada: can I retire at 60 with $500k (or any age and pot)? Year by year to 95 for one person or a couple: RRSP contributions until retirement, RRSP to RRIF (by
- `canada_ei_maternity_parental`: Canada (outside Quebec): EI maternity and parental benefits for 2026: 55% of insurable earnings up to $729 a week (standard) or 33% up to $437 (extended), 15 we
- `car_ownership_5_year_cost`: The true 5-year cost of owning a car (US, UK, Canada, Australia, Ireland, Switzerland or New Zealand): depreciation, loan interest, insurance, fuel or charging,
- `chronic_illness_yearly_cost`: The yearly cost of living with a chronic condition: insurance premiums, specialist and lab visits, prescriptions, supplies, over-the-counter items, therapy, tra
- `college_cost_total`: The full cost of a degree: net tuition after grants, housing and food, books, transport, loan interest (10-year repayment) and the pay given up while studying. 
- `compound_interest`: Compound interest: what a starting amount plus monthly contributions grows to at a given annual rate, and how much of the final balance is money paid in versus 
- `cost_of_raising_a_child`: What raising a child to 18 costs (US, UK, Canada, Australia, Ireland, Switzerland, New Zealand): everyday costs by age band, pre-school childcare, an optional h
- `debt_avalanche_vs_snowball`: Debt payoff: compares the avalanche (highest interest rate first) with the snowball (smallest balance first) for a list of debts and an extra monthly payment. R
- `emergency_fund_target`: How big an emergency fund should be for a household: essential monthly spending times a recommended number of months (3 to 9) that rises with less stable work, 
- `fire_number`: US: financial independence (FIRE) number and timeline: the portfolio needed to cover yearly spending at a safe withdrawal rate (default 4%), with and without So
- `home_buying_cash_needed`: Buying a home in the US, UK, Canada, Australia or Ireland: the cash needed on the day and the monthly cost. Purchase tax from the official schedules with first-
- `home_buying_first_year_cost`: The first-year cost of buying a home on top of the deposit and the loan principal: one-off buying costs (closing costs or stamp duty and fees, moving) and the y
- `ireland_budget_2027_take_home`: Ireland: take-home pay in 2026 against 2027 after Budget 2027 (income tax bands and credits, USC, PRSI, rent credit), line by line.
- `ireland_budget_2027_welfare`: Ireland: the extra a household gets in social welfare from January 2027 under Budget 2027: core weekly payments +€10, Fuel Allowance +€5 a week (28-week season)
- `ireland_can_i_retire`: Ireland: can I retire at 60 (or any age)? Year-by-year projection to 95 for one person or a couple: pay and pension contributions until retirement, DC pots draw
- `ireland_capital_gains_tax`: Ireland: capital gains tax on a disposal (shares, crypto, property other than your home): 31% for disposals from 7 October 2026 (33% before), 33% on development
- `ireland_carers_allowance`: Ireland: estimate the weekly Carer’s Allowance from the official means test (income disregard €1,000/€2,000 from July 2026, €1,150/€2,300 from July 2027; saving
- `ireland_etf_exit_tax_lots`: Ireland: exit tax on ETF purchases (lots): each lot’s 8-year deemed disposal dates, the tax due at each (41% to 2025, 38% in 2026, 35% from 2027 under Budget 20
- `ireland_fair_deal_contribution`: Ireland Nursing Homes Support Scheme (Fair Deal): the weekly contribution (80% of assessable income and 7.5% a year of assets over €36,000; a couple 40% of comb
- `ireland_farm_transfer_tax`: Ireland: tax on passing a farm by gift or inheritance, with and without the farm reliefs. CAT 33% over the group threshold (Group A €420,000, B €44,000, C €22,0
- `ireland_form_11_or_form_12`: Ireland: which income tax return to file. Form 11 (self-assessment, ROS) if taxable non-PAYE income is more than EUR 5,000, gross non-PAYE income is more than E
- `ireland_fuel_allowance`: Ireland: check the Fuel Allowance means test (66+: €534 a week single, €640.80 from January 2027; under 66 needs a qualifying payment) and the 2026/27 season am
- `ireland_help_to_buy`: Ireland: Help to Buy refund for a first-time buyer of a new build or self-build: the lesser of €35,000 (contracts from 7 October 2026; €30,000 before), 10% of t
- `ireland_inheritance_gift_tax`: Ireland: Capital Acquisitions Tax (CAT) on a gift or inheritance: group threshold by relationship (A child €420,000, B sibling/niece/nephew/grandchild/parent €4
- `ireland_investment_account_vs_etf_vs_pension`: Ireland: the new Individual Investment Account (IIA) under the Finance (No. 2) Bill 2026 as published on 19 October 2026 (not yet law; opens 1 July 2027 by mini
- `ireland_jobseekers_pay_related_benefit`: Ireland: Jobseeker’s Pay-Related Benefit week by week for a job lost on or after 28 March 2025: 60% of average gross weekly pay up to €450 (weeks 1–13), 55% up 
- `ireland_landlord_rental_tax`: Ireland: tax on residential rental income for an individual landlord: profit after mortgage interest (deductible only for RTB-registered tenancies), other expen
- `ireland_maternity_leave_pay`: Ireland: each parent’s take-home pay in the year of maternity/paternity/parent’s leave against a normal year (Maternity Benefit €299 a week in 2026, €309 from 2
- `ireland_mortgage_interest_tax_credit`: Ireland: the Mortgage Interest Tax Credit for 2023-2026: 20% of the increase in mortgage interest over 2022, capped at EUR 1,250 a year for 2023-2025 and EUR 62
- `ireland_moving_home_compare`: Is it worth moving home to Ireland? Compares what a person or couple keeps each month where they live now (UK or Scotland, Australia, Canada with province, or t
- `ireland_myfuturefund_pension`: Ireland: MyFutureFund (pension auto-enrolment, started January 2026): what you, your employer and the State pay in (1.5/1.5/0.5% rising to 6/6/2% by year 10, on
- `ireland_overpay_mortgage_or_invest`: Ireland: overpay the mortgage, invest, or top up a pension? Compares the same lump sum and/or extra monthly amount four ways at a horizon, after Irish tax: over
- `ireland_pcp_vs_car_loan`: Ireland: PCP vs car loan (credit union or bank) vs paying cash for a car. PCP: deposit or trade-in, level monthly payments that leave the GMFV (balloon) owed at
- `ireland_pension_tax_relief`: Ireland: income tax relief on personal pension contributions and AVCs (occupational scheme, PRSA, RAC, PEPP): the age-related limit (under 30 15%, 30-39 20%, 40
- `ireland_rent_a_room_relief`: Ireland: is the rent from a room in your own home tax-free under Rent-a-Room relief (section 216A TCA, Revenue Tax and Duty Manual Part 07-01-32)? Gross income 
- `ireland_rent_tax_credit`: Ireland: how much Rent Tax Credit a renter can claim for each year 2022–2026 (20% of rent, capped per year), including back-claims. Claims for 2022 must be made
- `ireland_sell_before_or_after_moving`: Ireland: the Irish tax on selling assets held abroad (shares, EU/EEA/OECD funds and UCITS ETFs, non-OECD funds, a home abroad, a rental abroad, Irish land) in t
- `ireland_sell_or_keep_rental`: Ireland: should a landlord sell a rental property now or keep it? Compares wealth after tax year by year over N years (default 10): KEEP = rent (growth capped a
- `ireland_severance_tax`: Ireland: how much of a redundancy or severance package is tax-free and the tax on the rest (Revenue Tax and Duty Manual Part 05-05-19, March 2026). Statutory re
- `ireland_small_gift_exemption_plan`: Ireland: plan yearly gifts under the CAT small gift exemption (the first EUR 3,000 a year from each giver is exempt and never aggregated) against a later inheri
- `ireland_state_pension_contributory`: Ireland: estimate the State Pension (Contributory) weekly rate under the Department’s Total Contributions Approach (paid PRSI + up to 520 credits + HomeCaring P
- `ireland_state_pension_years_abroad`: Ireland: the State Pension (Contributory) for someone with years in the UK, an EU/EEA country or a bilateral agreement country: the Irish-only pension (520 paid
- `ireland_tax_back_check`: Ireland: estimate the income tax a PAYE worker can still claim back for each year 2022-2026 from the Rent Tax Credit, medical expenses, remote working relief, t
- `ireland_what_can_i_claim`: Ireland: list the social welfare payments and tax credits a household may get (Child Benefit, New Baby Grant, Working Family Payment, Maternity Benefit, Carer’s
- `ireland_where_to_put_savings`: Ireland: compare where a lump sum ends up after tax over a number of years: State Savings (tax-free), a bank deposit (DIRT 33%), ETFs (exit tax with 8-year deem
- `ireland_working_family_payment`: Ireland: estimate the Working Family Payment (weekly, tax-free) for a family, from gross pay, number of children and hours worked, using the official income lim
- `japan_trip_cost`: What a trip to Japan costs from the US, UK, Canada, Australia or Ireland, in the traveller's currency and in yen: return flights, rooms, daily spending, an opti
- `netherlands_30_ruling`: Netherlands: what the 30% ruling (expat scheme) saves in income tax for 2026, or 2027 when the maximum falls to 27% (Tax Plan 2025). Allowance = the smallest of
- `netherlands_box3_2026`: Netherlands: box 3 tax (income from savings and investments) for tax year 2026 as the Belastingdienst calculates it on the provisional assessment (transitional 
- `new_zealand_kiwisaver`: New Zealand: KiwiSaver balance at 65 under the 2026 rules (default and employer minimum 3.5%, 4% from April 2028; government contribution 25c per $1 up to $260.
- `parental_leave_bill_split`: How a couple can share the household bills while one parent is on parental leave: the parent on leave’s statutory pay (UK SMP, Ireland Maternity Benefit, Canada
- `parental_leave_income_gap`: Statutory parental leave pay for a birth parent and the income gap against normal pay (gross, before tax) in the UK (Statutory Maternity Pay), Ireland (Maternit
- `pet_cost_lifetime`: What a dog or cat costs (US, UK, Canada, Australia, Ireland, Switzerland, New Zealand): first-year cost (adoption, setup, training), yearly running costs (food 
- `quebec_qpip`: Quebec: QPIP (RQAP) parental insurance for 2026 for both parents: basic or special plan, birth or adoption, earnings up to $103,000, weekly amounts and totals, 
- `remote_work_savings`: What working from home saves (or costs) in a year compared with commuting: car or transit commuting costs, lunches and work clothes saved, less extra home utili
- `rent_vs_buy`: Renting vs buying a home (US, UK, Canada, Australia, Ireland, Switzerland or New Zealand): the net cost of each over the years you stay, counting the deposit's 
- `salary_negotiation_lifetime_value`: What negotiating a higher starting salary is worth over a career: the extra pay over the years with the same yearly raises (each raise builds on the higher base
- `scotland_lbtt`: Scotland: Land and Buildings Transaction Tax at 2026/27 rates, band by band, with first-time buyer relief (nil band to £175,000) or the 8% Additional Dwelling S
- `uk_can_i_retire`: UK: can I retire at 60 with £300k (or any age and pot)? Year by year to 95 for one person or a couple, on the 2027-28 rules after Budget 2026: pay and pension c
- `uk_care_home_fees`: UK care home fees, 2026/27, by nation (England, Scotland, Wales, Northern Ireland): weeks until savings (and the home after the 12-week disregard) fall to the u
- `uk_payments_on_account`: UK Self Assessment: what is due on 31 January (balancing payment for the year just ended + first payment on account for the next) and 31 July (second payment on
- `uk_pension_drawdown`: UK: is my pension pot enough? One person living on a defined contribution pot in drawdown (plus ISAs, the new State Pension and any DB pension), year by year fr
- `uk_pension_taxed_in_ireland`: Ireland: how a UK pension is taxed for an Irish resident. UK State Pension: Irish income tax, no USC. UK workplace/private pension or annuity: taxed only in Ire
- `uk_stamp_duty_england_ni`: UK: Stamp Duty Land Tax for England and Northern Ireland at 2026/27 rates, band by band: standard, first-time buyer relief (nil to £300,000, up to £500,000) or 
- `uk_stamp_duty_on_date`: England and Northern Ireland: Stamp Duty Land Tax on a purchase completed on any date from 1 December 2003 to today, using the rates in force that day (slab sys
- `uk_state_pension_age_and_forecast`: UK: exact State Pension age date from a date of birth under current law (66; 66 and 1-11 months for 6 Apr 1960 - 5 Mar 1961; 67 to 5 Apr 1977; fixed dates 6 May
- `uk_statutory_maternity_pay`: UK: Statutory Maternity Pay (2026/27): 90% of average weekly pay for 6 weeks, then £194.32 or 90% if lower for 33 weeks; average pay must be at least £129 a wee
- `uk_voluntary_ni_from_abroad`: UK State Pension for people living outside the UK: which gap years (2020–21 to 2026–27) can still be filled with voluntary National Insurance after the 6 April 
- `us_dependent_care_fsa_vs_credit`: US, tax year 2026: whether a dependent care FSA (limit $7,500 a household, employer money included) or the child and dependent care credit (50% of up to $3,000 
- `us_divorce_asset_split_after_tax`: US divorce, tax year 2026: the after-tax value of each asset for the spouse who receives it (transfers are tax-free under 26 U.S.C. 1041 but the receiver keeps 
- `us_medicaid_spend_down`: US nursing-home Medicaid, 2026: savings above the state asset limit (the spend-down), what a spouse at home keeps (CSRA $32,532-$162,660 by the state rule) and 
- `us_paid_family_leave`: US state paid family and medical leave for a new parent, on each state’s own 2026 rules (read 3 November 2026): the weekly benefit, the unpaid waiting week, pai
- `us_pension_lump_sum_vs_monthly`: US: a defined benefit pension’s lump sum offer against its monthly payments. Returns the interest rate the pension is paying (the discount rate at which the mon
- `wales_ltt`: Wales: Land Transaction Tax at 2026/27 rates, band by band (nil band £225,000 for everyone; no first-time buyer relief) or the higher rates for additional prope
- `wedding_cost_estimate`: Estimated wedding cost by country (US, UK, Canada, Australia, Ireland, Switzerland, New Zealand): venue, catering, photography, music, flowers, attire, statione

Measured by Glimind (https://glimind.com): MCP handshake + tool list only, no tool is ever called. CC BY 4.0.