# Homecalc Calculators MCP server

Source: https://glimind.com/server/mcp-registry%2Fca.homecalc%2Fcalculators
Registry id: `mcp-registry/ca.homecalc/calculators`
Status: live (checked 2026-10-26T18:23:16.797Z)

## Measurements (30 days)

- Uptime: 100%
- Checks: 2537
- Outages (90 days): 0

## Install

```json
{
  "mcpServers": {
    "homecalc-calculators-mcp-server": {
      "type": "http",
      "url": "https://homecalc.ca/api/mcp"
    }
  }
}
```

Claude Code:

```sh
claude mcp add --transport http homecalc-calculators-mcp-server https://homecalc.ca/api/mcp
```

## Tools (12)

- `bc_home_flipping_tax`: Estimate British Columbia's home flipping tax on a property sold within 730 days: 20% tapering to 0% between 366 and 730 days, with a $20,000 primary-residence 
- `cap_rate`: Analyze a Canadian rental property: capitalization rate, net operating income, gross rent multiplier, expense ratio, annual cash flow and cash-on-cash return, p
- `capital_gains_tax`: Estimate Canadian capital gains tax on a disposition (real estate, stocks, crypto, a business, or a rental property). Applies the flat 50% inclusion rate, the p
- `heloc_second_mortgage`: Compare a HELOC against a second mortgage for tapping home equity in Canada. Returns how much you can borrow (revolving HELOC capped at 65% LTV, total secured b
- `house_flipping`: Estimate the profit on a Canadian house flip: land transfer tax (with first-time buyer rebate), renovation cost with contingency, holding costs, realtor commiss
- `income_tax`: Calculate 2026 Canadian federal + provincial income tax, CPP/QPP, EI, QPIP (Quebec), Ontario surtax and Health Premium where applicable, plus net (take-home) pa
- `land_transfer_tax`: Estimate land transfer tax on a home purchase for all 13 provinces and territories (incl. Toronto MLTT, Montreal welcome tax), first-time buyer rebates, plus th
- `minimum_down_payment`: Calculate the minimum down payment for a Canadian home under the Dec 2024 CMHC rules (5% on the first $500k, 10% on the portion from $500k–$1.5M, 20% at/above $
- `mortgage_affordability`: Work out the maximum home price a Canadian buyer qualifies for: binary-searches the price that keeps both the GDS (39%) and TDS (44%) ratios satisfied at the OS
- `mortgage_payment`: Calculate the periodic mortgage payment for a Canadian home. Call it ONE of two ways: (a) if the user gave a PURCHASE PRICE, pass homePrice + downPayment and CM
- `mortgage_penalty`: Estimate the penalty to break a Canadian mortgage: three months' interest vs the interest rate differential (IRD), including the big-bank posted-rate method. Fi
- `rent_increase`: Calculate the maximum allowable annual rent increase under the Ontario LTB, BC RTB or Manitoba RTB guideline for a given year, and the resulting new rent.

Measured by Glimind (https://glimind.com): MCP handshake + tool list only, no tool is ever called. CC BY 4.0.